Buying a new home is an exciting experience, but it can be confusing. Real estate transactions involve very particular processes, and for someone who is unfamiliar with the procedures or lingo, it can be easy to get lost in the mix. Here are three tips for making closing on a house a breeze.Have Finances in Order
According to financial guru Dave Ramsey, 32 percent of all home closings experience a delay, and 46 percent of those delays are caused by financing issues. One of the most helpful things a potential homebuyer can do to avoid this process is to get a loan pre-approval. If they know how much they can take out for a loan, it will help them not only while house-hunting, but also (and especially) at the closing, where people often discover they're in over their heads. Additionally, buyers should be aware of and prepared for closing costs. This information can be found on the closing disclosure provided by the lender at least three days prior to closing.Keep All Documents in One Place
Homebuyers should keep all of their paperwork together from the very beginning of the process to the very end. This includes items that have been requested, like pay stubs and income statements, and documents that have been provided. It's better to have too much paperwork in the folder than not enough. As the closing draws near, the buyer will have access to a closing checklist that lists all of the items he or she needs to bring on closing day. Double-checking that all of these items have been obtained and are in the folder a few days before closing is recommended.Stay Involved and in Control
Homebuyers should keep in mind that, even if this is their first time buying or building a home, they are ultimately in charge of the process. They should never be hesitant to ask questions, check for updates, note any errors, or set timelines on the repairs that sellers need to make.
Closing on a home can be a complicated and confusing process. At Robertson Homes, we can help make the process easier and to turn your new home dreams into a reality. While we have several move-in ready homes in communities across Southeast Michigan, we specialize in designing and building single-family homes, condos and townhomes. As such, we have teamed up with preferred lenders who understand new construction homes and meet or exceed our standards for service, fees, and rates. Our clients' satisfaction is our priority, and by working with our mortgage experts, our closing process can be seamless and hassle-free. Call Robertson Homes today at (248) 657-4968 or contact us online to start designing your dream home.
We were so pleased to have Maria and Noel help us through this process. Maria is extremely professional and knowledgeable. She went above and beyond to make sure our questions were answered, regardless of time and day. She has kept in communication with us post move-in to make sure things are going well. Noel was incredibly attentive to our needs and responded immediately to let us know he received our emails, texts, etc. Problems that we brought up were resolved right away. We appreciated his attention to detail and letting us know the status of each aspect of the home building process. He is impeccably thorough and wants the best for his homebuyers. Tracey was helpful in making design decisions, coordinating choices, and offering her professional opinion. Overall we are very happy with our home and look forward to integrating into our new neighborhood!