Rent Vs. Own

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Where to get started?

On the fence about buying a home or continuing to rent? You are not alone! So many renters assume that they can not afford to buy a new home or perhaps just don't even know where to start. We have helped hundreds of first time homebuyers and have the team in place to help you explore your options.

Here are some of the important pros to consider when making the jump into homeownership

Fixed monthly payment- after closing on your home you never have to worry about your mortgage payments increasing
Equity- every payment towards your principle is a direct savings into the equity you are building for your future along with the home value appreciation over time.
Tax benefits- your mortgage interest and property taxes paid are likely tax deductible
Flexibility- your home means just that, you can customize and personalize your home however you'd like to make it perfect for you

Check out Zillow's Rent vs Buy calculator for a quick snap shot at how quickly owning makes more sense than renting https://www.zillow.com/rent-vs-buy-calculator/

Take a look at our Mortgage Information page for even more helpful links and a mortgage calculator.

https://www.robertsonhomes.com/mortgage-information

Upgrades and Your monthly budget

One of the most exciting parts of building a new home with Robertson Homes is your visit to personalize the interior finishes for your home at our state-of-the-art Design Studio. For those buyers just starting out, it can also be an intimidating time wondering what upgrades you can afford. With interest rates continuing to be at all time low those larger ticket items may only end up costing you a few extra dollars a month in your mortgage payment. Here's an overview of what some of the most common upgrades could cost you monthly.*

$17 Tile both full bathrooms
$12 Add luxury plank flooring to main living areas
$12 Level 2 kitchen maple cabinets
$10 Recessed lighting package
$5 Upgrade appliances to stainless steel

Click here to learn more about our Design Studio

https://www.robertsonhomes.com/design-studio

*This is not a commitment to lend, seek a loan estimate before making a decision. Qualifications for loan programs require additional information such as credit scores and cash reserves which is not gathered in this calculation. Information such as rates and pricing are subject to change at any time without notice or obligation.

Why Now Is the Right Time to Buy?

If you're waiting for the “perfect time” to buy a home, you might be missing out on opportunities that are available right now. Here’s why today’s market could be the right time to make your move:

1. Rent Prices Are Still High—and Rising

Rents across Metro Detroit and beyond continue to climb, often outpacing inflation. Instead of paying more each year for a space you don’t own, you could be investing in your future through a fixed monthly mortgage.

2. Builder Incentives and Special Financing

Many home builders, including Robertson Homes, are offering limited-time incentives like rate buydowns, closing cost assistance, or design upgrades—especially on move-in-ready homes. These perks can lower your upfront costs and monthly payments.

3. New Construction = No Immediate Repairs

Unlike older resale homes, new construction homes don’t come with the hidden costs of fixing outdated plumbing, replacing a roof, or updating appliances. Everything is brand-new, energy-efficient, and under warranty.

4. Build Equity Sooner

The longer you wait to buy, the more you delay building equity. Even if home prices increase gradually, purchasing now allows you to benefit from that future appreciation as a homeowner instead of a renter.

5. Low-Maintenance Living Is Available Today

New townhome communities offer low-maintenance lifestyles—no yard work, snow shoveling, or costly exterior repairs. This is especially appealing to first-time buyers or busy professionals transitioning from apartment living.

6. Inventory is Available Now

With homes already built and move-in ready, you don’t have to wait months to move. Many buyers can transition from renting to owning in 30–60 days, depending on financing.

What Our Homebuyers Are Saying

I am extremely happy to call this my home. It was such a great process, and all of the people were amazing. I am really appreciative of how the supervisor worked with me to allow me to close on the day that was best for me. Post-closing, I am very happy with the follow up service. Everything I pointed out was noted. The communication on the process and timeline for each thing was very clear, it was all taken care of in a very timely manner, and I appreciated the follow-ups to ensure it was all done with high quality.